Archive for September, 2008

3 Steps to Being An A Credit Borrower

Become an “A” Credit Borrower…Easy as 1, 2, 3
“A” credit borrowers get pretty much whatever they want. Lenders trust their buying decisions because they have proven themselves in the past. “A” credit borrowers understand what it means to be a “responsible buyer.” They carefully weigh out the pros and cons of each [...]

The Inside Scoop Of How Credit Cards Work

The Inside Scoop…How Credit Cards Work
You really can’t get by without having at least one major credit card these days.  Credit cards are used to make purchases online, to reserve a hotel room, to get a rental car, to buy an airplane ticket, etc.  It is so important to understand how credit cards work to [...]

What the New Credit Score Formula Means to You

What the New Credit Score Formula Means to You
Lenders don’t just have one formula to use anymore for judging your past. Now, they have two. Each of the three major credit bureaus backs this new formula. The VantageScore could actually be completely different from your FICO score.
All three of the major credit bureaus are extremely [...]

Cash Back Credit Cards Offered by MasterCard

Cash Back Credit Cards Offered by MasterCard
MasterCard offers more cash back credit cards than any other company. MasterCard is really taking advantage of the fact that so many customers are looking for cash back credit cards right now. They offer great card features. If you are in the market for a cash back credit card, [...]

Compare Credit Card Offers

Compare Credit Card Offers
Do you get a ton of credit card offers every day in the mail? I know that for me, I hate getting credit card offers in the mail. I hate it because I know that these credit card offers are coming directly from the credit card company. Why should [...]

What Is A Cash Back Credit Card

What is a Cash Back Credit Card?
It seems as though everyone is talking about cash back credit cards. Not only that, it seems that everyone is rushing to get a cash back credit card. What exactly is a cash back credit card? How do they work? What are the benefits from [...]

Your Cash Back Card Is Helping Your Family

Helping Your Family…How Your Cash Back Credit Card Can Help
Inflation can be a scary thing, especially if you are already living paycheck to paycheck. The price of everything has gone up in recent months. It seems as though it is getting harder and harder to spend money on non-essential items. This is [...]

How Visa Is Helping Students Build Credit

Visa is the most most widely accepted credit card out there. It is a huge company that offers its services to just about everyone. Visa offers low interest credit cards, cards with low limits, cards with easy approval, etc. Visa has even been helping people rebuild their credit by offering low limit credit [...]

How Do Your Credit Cards Affect Your Credit Rating?

How Do Your Credit Cards Affect Your Credit Rating?
Are your credit cards and your credit rating connected? Absolutely. People who don’t understand the connection between your credit rating and your credit cards are often the ones who get themselves into financial trouble. If this scenario applies to you, don’t worry and don’t [...]

6 Things You Can Do To Repair Credit After A Bankruptcy

These are the steps to take after a bankruptcy, so read the and learn them. Understand that not all is lost if you are going through this.
Many people consider bankruptcy as a “fresh start.” While you do get to eliminate a lot of your debt with a bankruptcy, it is far from starting “fresh.” Bankruptcies [...]