Archive for October, 2008
Debt Consolidation: An Opportunity To Mend Credit Status
Would you believe me if I told you that too many Americans are way over their heads in debt? It’s true. Many Americans are spending more than they make. Credit card balances are at a national all-time high. People all over the country are [...]
10 Tips for Online Holiday Shopping
More and more people have discovered the benefits for shopping online. Online shoppers know how to find incredible deals. Even if you have never shopped online, now is the time to make the switch. If you want this holiday season to be one to remember, do your [...]
Retail Sales and the Economy
Everyone is watching the housing market and the rest of the economy for that matter. Americans are fighting to keep their homes and to put food on the table. People are also spending a lot of money at the pump. So, how have retail sales done so far?
Not [...]
Many people will most likely have to scale back their holiday spending this year given the economic uncertainty ahead. Finding creative and frugal ways to save money and/or stretch holiday budgets further is a top priority in many households. One way to do that is to use a credit card in place of a debit [...]
Online Holiday Shopping
Retailers around the world are gearing up for the massive onslaught of online shoppers. This holiday season should be the biggest shopping season yet in terms of online shopping. Since gas prices are ridiculously high, more and more people are turning to online shopping. Online shopping is becoming more popular [...]
How the Job Scare Will Affect Your Credit
Our country has just seen the biggest job loss in over 5 years. In the month of September, over 159,000 jobs were cut. 79,000 jobs were cut in August. And the worst part is that things don’t seem to be getting any better.
Investors are [...]
Protecting Your Credit In a Financial Crisis
The entire world seems to be waiting for the U.S. economy to improve. Americans are facing the biggest and toughest financial situation since the Great Depression. Luckily, our country implemented many safeguards to prevent the Great Depression from ever hitting our country with such magnitude again. [...]
The Current Value of the Dollar
It isn’t “news” to anyone around the world that the United States is in a serious financial panic. America’s financial crisis is also affecting other world markets. The Japanese economy has started to spiral downward. Europe’s situation isn’t much better. But, not many people realize the [...]
The Credit Card Rate Increase
Do you have good credit? Is your credit report absolutely perfect with no missed or late payments? Do you feel like the only way to increase your credit score is to get older because you are just “that good” at money management and bill payment? If your answer [...]
The Bailout Waiting Game
For over two weeks now, our country has had to wait and see if the Bailout Bill would be passed. Congress passed the bill on Friday and President Bush signed it into action. But, the waiting game isn’t over. We now have to wait and see if the $700 billion rescue plan [...]
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