Archive for March, 2009
Consumer Credit On The Rise
Consumer behavior is a shocking phenomenon. Since the recession began, consumers have been put on alert. During the months of October, November and December 2008, consumers drastically reduced their credit card debt. However, the story completely changed in January 2009.
The Federal Reserve recently reported that consumers increased [...]
Instead of Whipping Out the Plastic…
More and more consumers are saving. Instead of cashing in on the next big sale, consumers are starting to avoid shopping malls altogether. In the past few months, the country has been saving more and spending less.
This is definitely having an affect on retail stores. 2008’s holiday [...]
Finally…some good news for the American consumer. Federal regulators have agreed and adopted a new set of rules for the entire credit card industry. These new rules will help protect consumers from interest rate increases, unfair due dates and more.
There is a downside though. The new rules won’t take effect until [...]
Credit card companies seem to target college students. Why? They target college students because (most times) these students usually don’t know how to use these cards wisely.
Here are some fabulous tips that can help you use your student credit card wisely.
1. First things first…don’t go with the first credit card that [...]
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