Archive for the 'Credit Cards' Category

First National Bank of Omaha Credit Cards

Credit cards are completely necessary these days. Such forms of payment are required for many transactions such as purchases via the Internet and over the phone.
First National Bank of Omaha can help you be approved for the credit card that you need-the credit card that you want.
First National Bank of Omaha’s slogan is “One with [...]

The 2009 Freddie Awards

Did you know that credit cards can receive prestigious awards, just like celebrities can win an Oscar? These awards are called The Freddie Awards.
For the past 21 years, frequent travelers have voted on which credit cards provide the best travel programs, member service, etc. After the votes are tallied, a huge gala event is hosted [...]

Instead of Whipping Out the Plastic

Instead of Whipping Out the Plastic…
More and more consumers are saving. Instead of cashing in on the next big sale, consumers are starting to avoid shopping malls altogether. In the past few months, the country has been saving more and spending less.
This is definitely having an affect on retail stores. 2008’s holiday [...]

Banning Unfair Credit Card Rules

Finally…some good news for the American consumer. Federal regulators have agreed and adopted a new set of rules for the entire credit card industry. These new rules will help protect consumers from interest rate increases, unfair due dates and more.
There is a downside though. The new rules won’t take effect until [...]

How High Have Credit Card Rates Gotten?

How High Have Credit Card Rates Gotten?
Have you gotten your yearly privacy notice from your credit card company yet this year? If you have, chances are good that you tossed it aside without reading it.
Let me tell you a secret that you simply can’t ignore…You need to read that pamphlet (although it may [...]

The Number One Cause for Credit Card Delinquencies

The Number One Cause for Credit Card Delinquencies
Have economic times turned horribly bad for you? Do you find it harder and harder to make your monthly payments? Have you recently been laid-off or is your job on the rocks?
Unemployment rates affect the number of credit card delinquencies, of course. But, you [...]

New Regulations for Credit Card Companies In 2009

New Regulations for Credit Card Companies
The United States Federal Government is geared up and ready to tackle credit card companies. New regulations have been proposed that would make it much harder for these companies to raise interest rates.
New credit card regulations are expected to be unveiled on December 18, 2008. The [...]

Credit Card Crack Down

Credit Card Crack Down
The Fed is all set to vote on new credit card regulations. This is great news for cash-strapped consumers. New credit card regulations are controversial, but not to the consumer.
These regulations have received “overwhelming consumer support.” However, banks are extremely worried about the passage of new regulations. The most controversial regulation would [...]

Debit Cards Are Back

Debit Cards Are Back
Using a check to pay for all of your purchases is kind of ancient. Using a debit card is almost just as out-dated. Well, debit cards may just be making their big comeback.
There has been a wider use of debit cards in recent months. This has left banks and credit card companies [...]

Living On Credit

Living On Credit
It is no surprise that the majority of Americans have been living on credit for quite some time. Credit has been a vital resource for the U.S. economy for decades. Has the recent credit crisis caused Americans to think twice about the amount of credit they are living on? Absolutely.
In [...]