Archive for the 'Credit Report' Category

3 Steps to Being An A Credit Borrower

Become an “A” Credit Borrower…Easy as 1, 2, 3
“A” credit borrowers get pretty much whatever they want. Lenders trust their buying decisions because they have proven themselves in the past. “A” credit borrowers understand what it means to be a “responsible buyer.” They carefully weigh out the pros and cons of each [...]

What the New Credit Score Formula Means to You

What the New Credit Score Formula Means to You
Lenders don’t just have one formula to use anymore for judging your past. Now, they have two. Each of the three major credit bureaus backs this new formula. The VantageScore could actually be completely different from your FICO score.
All three of the major credit bureaus are extremely [...]

Are You Eligible for a Free Credit Report

Are You Eligible for a Free Credit Report?
Checking your credit report is one of the smartest things you will ever do. The credit bureaus suggest that you check your credit report every three months. You should be checking your report at least once a year. You will be able to find credit mistakes [...]