Credit Card Review Blog

How Visa Is Helping Students Build Credit

Visa is the most most widely accepted credit card out there. It is a huge company that offers its services to just about everyone. Visa offers low interest credit cards, cards with low limits, cards with easy approval, etc. Visa has even been helping people rebuild their credit by offering low limit credit cards that have different security measures that keep these high risk people from getting in over their heads in debt. Visa has taken its help a step further. It has begun helping students build their credit by offering low limit, low interest rate credit cards.

Having a Visa card is a great way to build credit and also earn points for students. Students should be proactive in trying to build their credit, even while they are in school and aren’t making a ton of money. Visa has introduced a line of credit cards that can help students do just that. Many of the Visa credit cards offer 0% introductory interest rates, cash back and point systems.

Here are some of their great cards and the benefits that go along with them:

Citi Platinum Select Visa Card for College Students
-No minimum income
-No cosigner required
-0% APR for 6 months on purchases, cash advances, and balance transfers
-Free online management services
-No annual fee
-Citi Photocard option

Citi Dividend Platinum Select Card for College Students
-Same benefits as the Citi Platinum Select Visa Card for College Students
-Lets you earn 5% cash back when you make purchases at gas stations, grocery stores, convenience stores and for utilities for the first 6 months
-Earn 2% cash back after the 6 month beginning period

Citi mtvU Platinum Select Visa Card for College Students
-0% APR for 6 months on purchases, balance transfers and cash advances
-Earn 5 ThankYou points for every $1 you spend at bookstores, record stores, restaurants, movie theaters, movie rental stores
-Earn 1 ThankYou point for every $1 you spend on all other purchases
-Earn 25 ThankYou points for making payments on time
-Earn 250-2000 ThankYou points twice a year for keeping a good GPA
-Points can be redeemed for gift cards, MTV events and plane tickets
-No annual fee

As you can see, Visa is offering great credit cards that go a long way in helping students build their credit. Can you imagine getting so many free points just for keeping a good GPA? If you are a college student and having been trying to find the best way to build your credit, get a Visa Student credit card. You’ll earn points and cash back while building your credit at a low interest rate.