Credit Card Review Blog

How Your Credit Card Can Pay For Your Night Out

Can you believe that your credit card can actually pay for your night out? You can earn enough cash back from your credit card purchases that you won’t have to spend a dime for your date with your sweetheart. You need to make sure you use your credit card wisely, so you can get the most cash back.

Every time you make a purchase using your cash back credit cards, you will earn points. These points accumulate until you have reached a certain amount. Each card is different, so make sure you know how many points you need. Once the point quota has been met, the credit card company will either send you a check or give you a credit on your card. Most times, you need enough points to earn at least $50. The average amount for cash back rewards is between $50 and $75. Imagine getting paid $50 or $75 every few months, just for using your card.

What can you do with that money? Take your sweetheart on a date. Whatever you choose to do, your cash back reward should be plenty to cover the date. You could go to a nice steakhouse and spend all of the money or go to a less formal dinner and see a movie afterward. You could even spend the day together and do several fun things. Talk about smart money management and enjoying your money! No matter what you choose to do, your cash back reward should be enough to pay for your night out.

Which cards give you the most rewards?

-1. The Chase Freedom Credit Card is the most popular cash back credit card. After you make your first purchase, Chase will give you $50. You will also receive 3% back on your top 3 spending categories. Each time you save and redeem $200, you will get a bonus $50. The Chase Freedom Credit Card also gives you the option of choosing to redeem points or cash back.

-2. Blue Cash from American Express is also a popular cash back credit card. With this card, you can earn up to 5% cash back on purchases you make everyday. This includes gas purchases. There is no annual fee and 0% APR for the first 12 months. Blue Cash also offers Express Approval. Apply for this card and you’ll be approved in 60 seconds or less.

-3. Capital One No Hassle Cash Rewards is for people with excellent credit. You’ll receive 2% back on all of your purchases at major grocery stores and gas stations. Earn 1% back on all other purchases. With the No Hassle card, there is no limit on cash back. There isn’t an expiration date either (for the life of the account). You also won’t be required to pay an annual fee and you can choose to redeem your points whenever you want.

Apply for these popular cash back credit cards through the above links, and let them pay for your night out.