Credit Card Review Blog

My Discover Clear Card

I am the type of person that is extremely meticulous when it comes to my finances. I make sure that my bills are paid in full before the due date. I make sure that I read all of the fine print…every time. I make sure that I am not going to be caught unawares of anything that is going to charge me more money.

It isn’t that I am just made of money. I like to think of it as I am just smart with my money. I never spend more than I make and I am a complete ’saver.’ So, when I decided to sign up for the Discover Clear card, I was pretty sure that I understood all of the ‘in’s and out’s’ of the card.

Even though I read the fine print every time, I have still had credit card companies find ways to weasel more money out of my pocketbook. It didn’t take me long to figure out that this would not be the case with the Discover Clear card.

What first attracted me to the Clear card was the fact that I could earn so much cash back. I could earn up to 5% cash back on my purchases, up to 20% cash back whenever I shopped online, and I could earn double the rewards when I shopped with Discover’s long list of ‘preferred vendors,’ Cashback Bonus Partners.

The application process was fast, easy and pain-free. I received my actual credit card in the mail within a few short days of filling out the application. This was proof to me that Discover wanted me to go ahead and start using the card and start earning cash back.

All I had to do was use the card to earn cash back. I checked my account balance (a service that Discover offers free of charge) often and loved watching my cash-back points pile up. I didn’t have to do anything special to earn these points. All I did was simply use my card.

I also loved the fact that I didn’t have an annual fee and that I earned 0% APR for the first 12 months. I never pay interest on credit card purchases anyways, but it was such a relief knowing that if I came across an emergency within that first year, I could take as long as I wanted to pay off the balance without accruing interest charges.

I would recommend this card to anyone and everyone. In fact, I already do! The Discover Clear card has benefited me and my financial situation greatly.

Jennifer D.